By accessing or using the website malxent.com (the "Website"), you agree to be bound by these Terms of Use. If you do not agree with any part of these terms, please do not use this Website. These terms apply to all visitors and users of the Website.
Malxent operates an educational program focused on financial consumer rights in Paraguay. The Website provides general informational and educational content about consumer protection law, regulatory bodies (including the Banco Central del Paraguay and SEDECO), and document management practices for financial consumers.
The content on this Website does not constitute legal advice. Nothing on this Website creates a professional, legal, or advisory relationship between Malxent and any visitor or user. Malxent does not provide legal representation, does not file complaints on behalf of any person, and does not review or advise on individual cases.
You may use this Website for personal, non-commercial, informational purposes. You may:
You may not:
All content on this Website, including text, graphics, logos, and design elements, is the property of Malxent or its content suppliers and is protected by applicable intellectual property laws. You may not reproduce or use any content without prior written permission, except for personal, non-commercial reference purposes.
The Website and its content are provided "as is" and "as available" without warranties of any kind, either express or implied. Malxent does not warrant that the information on the Website is complete, accurate, current, or suitable for any particular purpose. The educational content reflects general information about the regulatory framework in Paraguay and may not reflect the most recent legal or regulatory developments.
To the maximum extent permitted by applicable law, Malxent shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from your use of, or inability to use, this Website or its content. This includes, but is not limited to, any decisions made or actions taken based on information obtained from this Website.
The Website may contain links to external websites, including those of the BCP, SEDECO, and other regulatory bodies. These links are provided for informational purposes only. Malxent does not endorse, control, or take responsibility for the content of external websites.
Submitting a message through our contact form does not create any professional, legal, or advisory relationship. Responses to contact form inquiries are provided for general informational purposes only and do not constitute legal advice.
These Terms of Use are governed by and construed in accordance with the laws of the Republic of Paraguay. Any disputes arising from these terms or your use of the Website shall be subject to the exclusive jurisdiction of the courts of Paraguay.
We may revise these Terms of Use at any time. The date at the top of this page indicates when the terms were last updated. Continued use of the Website after any changes constitutes acceptance of the updated terms.
For questions about these Terms of Use, please contact us: